On another forum I frequent, there is a discussion about how bad and mean the banks
are ... an individual has a personal checking account and also a business checking account where the money is frequently transferred
from one account to the other, depending on which account has money and which account needs money.
I don't have
a problem with this. What I do have a problem with is the fact that the money is not transferred until checks have already
been written, when, in fact, there was not money in the account at the time the checks were written, and now the person is in
a mad rush to transfer money to cover the check before it comes back to their bank. For some odd reason, they believe that
if the money is in the bank before the stroke of midnight -- even if the check gets back to their bank that day -- before
midnight -- that they should not be charged a service charge for the bank paying the check, and not just stamping it insufficient
funds and returning it as nonpayment.
Maybe I'm from the old school, or maybe my parents just taught me not to
write a check if the money was not in the bank at the time I wrote the check -- but how is this the bank's fault for covering
people's A$$ and going ahead and covering the check, and charging them the service charge to protect them from embarrassment
and humiliation had the check been returned stating there was no money in the account to cover the check?
when did it become the norm to write bad checks -- knowing you didn't have the money to cover the purchase, the debt or whatever
the check may be, and then at the last minute, make the money exchange from one bank to another? Instead of being PO'd at
the bank and blaming all this on them, they should go and kiss or at least shake the hand of the person that flipped the switch
to cover the check.
I'm so thankful that I was taught accountability and to be responsible for my own actions and
not look to blame someone else. [end of blog]
With a typing speed of 120 wpm, Carolyn Bodley began
offering independent contractor/secretarial and transcription services to the Denver metro legal community in 1992.
I am not a court reporter or medical transcriptionist and I don't
videotape depositions -- I'm strictly a legal transcriptionist which means putting spoken words on paper. All my transcripts
contain a certification stating that to the best of my knowledge, belief and ability, the audio/video I received has not been
altered in any way, and the transcript is true, accurate and complete. I have never been advised that
a court rejected one of my audio or video transcripts. If my transcript is rejected by the court, you will
be reimbursed in full for my services. Because I certify that the transcript is true and complete, the entire audio/video
must be transcribed--I am unable to transcribe "just a portion" that you need.
that your transcripts will be typed confidentially, accurately and with attention to detail at a fair price.
Discovery is often turned over in a format other than hard copy.
This discovery includes, but is not limited to, recorded telephone conversations, police interviews, depositions, investigations,
witness statements, and more. The audio and video "words" need to be put to paper,
and your already overworked legal staff often don't have the skills, equipment, the inclination or the time.
Discovery is often the deciding factor of whether a
case goes to trial. Most of us hear, but do we listen? Recently I transcribed a video that had been viewed and listened to
several times and by several people before I transcribed it. There was a one sentence statement that not one person caught
-- this one sentence was not the only reason the case was dismissed one day before trial--however, it carried quite a
bit of weight -- and I'm the only one that "heard" it. Had the video
never been transcribed, how many other words would never have been heard?
Unauthorized reproduction or distribution of this website, or any portion of it, without
first obtaining the express WRITTEN permission of CAROLYN BODLEY, may result in severe civil and criminal penalties, and will
be prosecuted to the maximum extent under the law.