Wednesday, June 11, 2008
I am NOT a Not For Profit Company ...
My rates take into account the rising costs of gasoline, office equipment, supplies,
taxes, registrations, licenses, my time, skills, experience, expertise and knowledge.
4:18 pm mdt
You don't have to hire
me as a service provider--you can hire someone that has absolutely no idea of the business in's and out's and pay
them as though they were your employee -- because they have the mind set of an employee instead of that of a business person.
However, if you have no intention of paying a fair and reasonable fee, don't take the time to insult me with an outrageously
low fee. I don't want to waste my time, efforts and cell minutes on you.
I just got a call from a Signing Service
that a few years ago used my services quite regularly and paid above-average fees. Suddenly the calls stopped, and I'm
sure they began using one of my cut-throat competitors. My competitor(s) must have found that they could not survive
on the fees they were accepting because a few months ago I began getting calls once again from this Signing Service -- signings
which I rejected. With last nights call, I quoted my fee, which was about $30 more than my last loan signing with them. In
a shocked and flabbergasted voice she asks "why?"
W-H-Y ?? Well, because this is MY business and I don't
have to ask your permission or get approval -- that's why! How dare you ask me why I've raised my rates. With
the "new" rates you offered, I would be better off if the Borrowers personally brought the loan package to me and
I charged them only for individual acknowledgments/jurats at state-allowed $5.00 per notarization. I would be paid right on
the spot and not have to deal with the likes of you, where if I'm lucky, I *may* get paid 45, 60 or 90 or more days later.
You tell me that I've just committed business suicide because I've raised my rates instead of lowering
them as you have done -- you are so wrong -- a company that fails to keep their rates in line with costs around them are the
ones that will fail.
You certainly don't see FedEx or UPS lowering their rates!
[end of blog]
Friday, June 6, 2008
The Annual Thorn in my A$$
Today and tomorrow are my least favorite days of the year, and the ones
that cause me the greatest stress -- it's the annual neighborhood block sale. We actually have THREE blocks combined as
the street is continuous with no intersecting side streets.
11:27 am mdt
The first thing that irks me about the block
sale is that as a home-based business, I am required to pay taxes on my earnings, as well as being licensed by the city
and registered with the state. If I have too much business traffic that disrupts the neighbors, they are allowed to file a
complaint against me.
Secondly, the gawkers aka block sale bargain shopaholics park any damn place they choose
-- whether it be in the middle of the street, in the middle of MY driveway, which is obvious I'm not a participant, making
it impossible for me to leave or, if I do leave, I'm not able to get back into my own drive. The ignorance of people
and their lack of common sense amazes me. Early one morning several years ago, some idiot man parked in front of my house,
walked up my driveway and literally stole the newspaper -- when I asked him what he thought he was doing, his reply was "well,
it's just laying there."
Thirdly, it becomes a carnival atmosphere on Saturday. Neighbors sell hot dogs,
cold drinks and popcorn -- now just where is the Health Department?
The mailman refuses to deliver mail for
these two days of the year. Trash pickups and UPS/FedEx deliveries are just SOL.
But god help me if I or my business
should ever distburb someone!
[end of blog]